Transfer requests made by the 10^th of each month will be carried out on the 15^th of the month.
In case, the 15^th was a bank holiday, the transfer will be made on the previous business day.

As for an application made on and after the 11^th, the transfer will be carried out on the 15^th of the following month with the adjusted amount after recalculating the carried forward balance at the end of the month. If the recalculation result shows the amount is less than the transfer fee , the transfer will not be made.